Budget Planning: A Complete Walkthrough

One of the AGM agenda points involves presenting the annual budget for the next financial year and securing its approval from the General Body.  Below are some insights worth considering. It is assumed that AGM is scheduled in September 2025.

Start by getting the approved copy of the annual budget for FY 2024-25. Then prepare an Excel sheet with these columns:

  1. Expense Head
  2. Column A: FY 2024–25 Budget
  3. Column B: FY 2024–25 Actual
  4. Column C: FY 2025–26 Budget
  5. Column D: Comments

You will get FY 2024–25 Actual data from Income & Expenditure Sheet. 

Guidelines for entering data in Column ‘C’

  • The budget is first prepared by the Managing Committee and then presented at the AGM. Committee members should be given the opportunity to express their opinions during internal discussions. After it’s shared with the General Body, all members of the committee are expected to stand by it at the AGM.
  • The budget sets the spending cap for the Managing Committee. Add a contingency buffer to each expense head to help the committee manage unforeseen costs efficiently. 
  • Prepare distinct budgets for operational expenses (routine) and capital expenses (one-time). The following steps apply to operational expenditure. For capital items like buying a laptop for the society, collect vendor quotations and record the quoted price in Column ‘C’.
  • When Column ‘A’ and ‘B’ values are nearly the same, increase Column ‘C’ by 10% over Column ‘B’ to factor in inflation. Avoid relying solely on government inflation data, as actual market inflation tends to differ. For monthly payments like sweeper wages or security agency fees, apply the full 10% increase. 
  • If Column ‘B’ is either higher or lower than Column ‘A’, discuss the discrepancy with the Secretary and Treasurer.
    • If it’s a one-time variation, ignore it and add 10% to Column ‘A’ for Column ‘C’.
    • If it’s a recurring expense, add 10% to Column ‘B’ and use that value in Column ‘C’.
  • The General Body may propose changes to specific budget entries during the AGM. Please avoid disputing their input. If needed, ask the Chairman to conduct a vote on the concerned line items.

 The following is an example of the annual budget for a 15-member society for FY 2025–26.

Sr. Expense Head FY 2024-25 budget ₹ FY 2024-25 Actual ₹ FY 2025-26 budget ₹ Comments
1 Security 4,00,000 4,00,000 4,40,000
2 Sweeper's Salary 60,000 60,000 66,000
3 Power Cleaning 30,000 30,000 30,000
4 Society Manager and Accountant 65,000 60,000 66,000
5 Auditor 4,000 4,000 4,500
6 Electricity bills 1,80,000 1,43,807 1,58,188
7 Water Bills 35,000 34,026 37,429
8 Property Tax 3,000 4,060 4,466
9 Parking Lift (Puzzle Parking) 1,90,000 1,97,388 2,17,127
10 Passenger Lift 1,10,000 1,09,542 1,20,496
11 Pest Control 10,000 10,000 11,000
12 Fire Audit 20,000 20,296 22,326
13 Building Insurance 40,000 0 40,000
14 Electrician 20,000 10,000 11,000
15 Plumber 15,000 10,000 11,000
16 Tree Pruning 18,000 15,000 16,500
17 Water Tank cleaning 20,000 20,000 22,000
18 Bore Well Cleaning 20,000 20,000 22,000
19 Stationary, photocopies etc 6,000 4,000 4,400
20 Miscellaneous Expenses 6,000 8,000 8,800
21 Banking charges 2,000 1,568 1,725
Total 15,58,000 10,15,090 13,69,500